By accessing or using www.sanvikacreditadvisory.in, you agree to comply with and be bound by these Terms of Use, together with our Privacy Policy and Disclaimer.

If you do not agree with any part of these Terms of Use, you should discontinue using this website immediately.

By continuing to access or use this website after any modification or update to these Terms of Use, you acknowledge and agree to be bound by the revised version.

The purpose of this website is to provide information regarding personal loan guidance, debt consolidation, balance transfer evaluation, overdraft facility guidance, credit report review and other related credit advisory services offered by Sanvika Credit Advisory Private Limited.

The information available on this website is provided solely for general informational and educational purposes and should not be considered financial, legal, tax or investment advice.

Customers are advised to independently evaluate their financial requirements and verify all eligibility criteria, interest rates, fees, charges, repayment terms and other product-related information directly with the respective bank, NBFC or financial institution before making any financial decision.

Sanvika Credit Advisory Private Limited provides loan guidance and credit advisory services to eligible customers.

Our services may include personal loan guidance, debt consolidation, balance transfer evaluation, overdraft facility guidance, credit report review and other related credit advisory services.

Sanvika Credit Advisory Private Limited is not a bank, NBFC, lender or financial institution. We do not directly lend money, issue loans, provide credit cards or guarantee approval of any financial product.

All loan approvals, sanctioned amounts, interest rates, processing fees, repayment terms, charges, eligibility criteria and disbursements are determined solely by the respective bank, NBFC or financial institution in accordance with their internal policies and applicable regulations.

The availability of any service may change without prior notice based on lender policies, regulatory requirements or business decisions.

Sanvika Credit Advisory Private Limited does not guarantee loan approval, loan disbursement, balance transfer approval, overdraft approval, credit limit enhancement, interest rate, processing fee or approval of any financial product.

Final approval, rejection, loan amount, interest rate, tenure, processing fee, charges and other terms are solely determined by the respective bank, NBFC or financial institution based on its internal policies, eligibility criteria, documentation requirements and risk assessment process.

Any examples, illustrations or eligibility discussions provided by Sanvika Credit Advisory Private Limited are indicative in nature and should not be interpreted as a commitment, assurance or guarantee of approval.

Customers should not make financial decisions solely based on information available on this website and are encouraged to independently verify lender terms, eligibility criteria, charges and conditions before applying for any financial product.

Users are responsible for providing accurate, complete and up-to-date information while submitting enquiry forms, documents or communicating with Sanvika Credit Advisory Private Limited.

Users agree not to submit false, misleading, fraudulent or unauthorized information through this website or during any interaction with Sanvika Credit Advisory Private Limited.

Users are solely responsible for evaluating financial products, understanding lender eligibility criteria, interest rates, charges, terms and conditions, and making independent financial decisions.

Any misuse of this website, unauthorized access attempts, transmission of harmful content or violation of applicable laws may result in restriction or termination of access to the website and related services.

All content available on this website, including text, graphics, logos, designs, images, service descriptions, documents and other materials, is the property of Sanvika Credit Advisory Private Limited unless otherwise stated.

Users may access and use the content on this website solely for personal, non-commercial and informational purposes.

Users may not copy, reproduce, distribute, modify, publish, transmit, sell, license or commercially exploit any content from this website without prior written permission from Sanvika Credit Advisory Private Limited.

Unauthorized use of this website’s content, branding, logos or other intellectual property may result in legal action under applicable laws.

This website may contain links to third-party websites, lender websites, social media platforms or other external resources for customer convenience and informational purposes.

Sanvika Credit Advisory Private Limited does not own, control or operate such third-party websites and is not responsible for their content, privacy practices, accuracy, availability or terms of use.

Accessing any third-party website through links available on this website is entirely at the user’s own discretion and risk.

The inclusion of any third-party link on this website does not constitute an endorsement, recommendation, approval or guarantee of any product, service or information offered by such third parties.

Customers are encouraged to review the privacy policies, terms of use and other applicable policies of any third-party website before providing personal information or entering into any transaction.

Sanvika Credit Advisory Private Limited shall not be liable for any direct, indirect, incidental, consequential, financial or other loss arising from the use of this website, reliance on information available on this website or decisions made by banks, NBFCs or other financial institutions.

Sanvika Credit Advisory Private Limited shall not be responsible for loan rejection, delayed processing, changes in lender policies, changes in interest rates, processing fees, technical errors, website downtime, third-party actions or any financial consequence arising from the use of information available on this website.

Users acknowledge that all financial decisions, including applying for any loan or financial product, are made at their own discretion and risk.

To the maximum extent permitted under applicable law, the total liability of Sanvika Credit Advisory Private Limited, if any, shall be limited as permitted under applicable law.

Sanvika Credit Advisory Private Limited reserves the right to modify, update, revise or replace these Terms of Use at any time without prior notice.

Changes may be made to reflect updates in business operations, services, applicable laws, regulatory requirements, technology, security practices or website functionality.

Any revised version of these Terms of Use will be published on this website and shall become effective from the date of publication unless otherwise stated.

Continued access to or use of this website after any modification or update constitutes acceptance of the revised Terms of Use.

For any questions regarding these Terms of Use, our services, website content or related matters, you may contact:

SANVIKA CREDIT ADVISORY PRIVATE LIMITED

Business Hours:
Monday to Saturday: 10:00 AM – 6:00 PM
Sunday: Closed

Registered Office Address:
212, Rehab Building No. 1, Wing A,
Karmabhoomi, Village Poisar,
Near Terapanth Bhavan,
Thakur Complex,
Kandivali East,
Mumbai – 400101,
Maharashtra, India.

Mobile / WhatsApp: +91 9930035666
Landline: 022-69710533
Email: support@sanvikacreditadvisory.in
Website: www.sanvikacreditadvisory.in

Customers may contact us through our official communication channels regarding website-related queries, service-related concerns, customer support or general assistance. We will make reasonable efforts to respond within a reasonable timeframe.