By accessing or using www.sanvikacreditadvisory.in, you agree to comply with and be bound by these Terms of Use, along with our Privacy Policy and Disclaimer.

If you do not agree with any part of these terms, you should discontinue use of this website.

Continued use of the website after any modification or update to these Terms of Use shall be considered acceptance of the revised terms.

The purpose of this website is to provide information regarding loan guidance, debt consolidation, balance transfer evaluation, overdraft facility guidance, credit report review and related credit advisory services offered by Sanvika Credit Advisory Private Limited.

The information provided on this website is intended for general educational and informational purposes only and should not be treated as financial, legal, tax or investment advice.

Customers are advised to independently evaluate their financial requirements and verify all information directly with the respective bank, NBFC or financial institution before making any financial decision.

Sanvika Credit Advisory Private Limited provides loan guidance and credit advisory services to eligible customers.

Our services may include personal loan guidance, debt consolidation evaluation, balance transfer assessment, overdraft facility guidance, credit report review and related financial consultation services.

We do not directly lend money, issue loans, provide credit cards or guarantee approval of any financial product. All products are offered and approved solely by banks, NBFCs or other financial institutions subject to their internal policies and eligibility criteria.

Availability of any service may change without prior notice depending on lender policies, regulatory requirements or business decisions.

Sanvika Credit Advisory Private Limited does not guarantee loan approval, loan disbursement, balance transfer approval, overdraft approval, credit limit enhancement or approval of any financial product.

Final approval, rejection, loan amount, interest rate, tenure, processing fee, charges and other terms are solely determined by the respective bank, NBFC or financial institution based on their internal policies, eligibility criteria, documentation and risk assessment process.

Any examples, illustrations or eligibility discussions provided by Sanvika are indicative in nature and should not be interpreted as a commitment, assurance or guarantee of approval.

Customers should not make financial decisions solely based on information available on this website and are encouraged to independently verify lender terms and conditions.

Users are responsible for providing accurate, complete and up-to-date information while submitting enquiry forms, documents or communicating with Sanvika Credit Advisory Private Limited.

Users agree not to provide false, misleading, fraudulent or unauthorized information through this website or during any service-related interaction.

Users are solely responsible for evaluating financial products, understanding lender terms and conditions and making independent financial decisions.

Any misuse of this website, unauthorized access attempt, transmission of harmful content or violation of applicable laws may result in restriction of access to the website and related services.

All content available on this website, including text, graphics, logos, designs, images, service descriptions, documents and other materials, is the property of Sanvika Credit Advisory Private Limited unless otherwise stated.

Users may access and view website content for personal and informational purposes only.

Users may not copy, reproduce, distribute, modify, publish, transmit, sell or commercially exploit any content from this website without prior written permission from Sanvika Credit Advisory Private Limited.

Unauthorized use of website content, branding, logos or intellectual property may result in legal action under applicable laws.

This website may contain links to third-party websites, lender websites, social media platforms or external resources for customer convenience and informational purposes.

Sanvika Credit Advisory Private Limited does not own, control or operate such third-party websites and is not responsible for their content, privacy practices, accuracy, availability or terms of use.

Accessing any third-party website through links available on this website is entirely at the user’s own discretion and risk.

The inclusion of any third-party link does not constitute an endorsement, recommendation or guarantee of any product, service or information offered by such third parties.

Sanvika Credit Advisory Private Limited shall not be liable for any direct, indirect, incidental, consequential, financial or other loss arising from the use of this website, reliance on information provided on the website or decisions made by banks, NBFCs or financial institutions.

We shall not be responsible for loan rejection, delayed processing, changes in lender policies, changes in interest rates, technical errors, website downtime, third-party actions or any financial consequences arising from the use of information available on this website.

Users acknowledge that all financial decisions are made at their own discretion and risk.

The maximum liability of Sanvika Credit Advisory Private Limited, if any, shall be limited to the extent permitted under applicable law.

Sanvika Credit Advisory Private Limited reserves the right to modify, update, revise or replace these Terms of Use at any time without prior notice.

Changes may be made to reflect updates in business operations, services, legal requirements, regulatory requirements, technology or website functionality.

Any revised version of these Terms of Use will be published on this website and will become effective from the date of publication unless otherwise stated.

Continued use of this website after any update or modification shall constitute acceptance of the revised Terms of Use.

For any questions regarding these Terms of Use, our services, website content or related matters, you may contact:

SANVIKA CREDIT ADVISORY PRIVATE LIMITED

Website: www.sanvikacreditadvisory.in

Phone: 022 69710533
Mobile: +91 9930035666

Email: support@sanvikacreditadvisory.in

Registered Office Address:

212, Rehab Building No. 1, Wing A,
Karmabhoomi Village Poisar,
Near Terapanth Bhavan,
Thakur Complex,
Kandivali (East),
Mumbai – 400101, Maharashtra, India.

Customers may contact us through our official communication channels regarding website-related queries, service-related concerns or general support requirements.