Expert Credit Advisory for Salaried Professionals

Get expert guidance on Personal Loans, Debt Consolidation, Balance Transfer and Low CIBIL cases. We review your credit profile first and then recommend suitable loan options based on your eligibility.

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Schedule a convenient date & time with our credit expert.

📞 Call or WhatsApp: +91 99300 35666

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Customer Rating

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Why Choose Sanvika Credit Advisory?

Every customer receives personalized credit guidance before choosing the right lender. We review your credit profile first to recommend the most suitable loan options based on your eligibility.

✅ Multiple Bank & NBFC Options
✅ Guidance Before Loan Application
✅ Complete Case Study Before Loan Application
✅ Profile-Based Lender Selection
✅ Avoid Unnecessary Hard Enquiries
✅ Debt Consolidation Solutions
✅ Credit Report Review & Error Identification
✅ Transparent Process
✅ 415+ Verified Google Reviews

OUR LOAN & CREDIT ADVISORY SERVICES

01.

Credit Report Review

Review your credit report, identify reporting issues, understand score-impact factors and receive professional guidance.

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02.

Debt Consolidation

Combine multiple EMIs into a structured solution and explore options for lower repayment burden.

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03.

Personal Loan Assistance

Get guidance on personal loan eligibility, lender selection, documentation and application support.

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04.

Balance Transfer & Overdraft

Explore balance transfer and overdraft options based on profile eligibility and lender policies.

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05.

EMI Burden Review

Review your existing EMIs and repayment obligations to identify opportunities for better cash flow management and financial planning.

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06.

Loan Rejection Analysis

Getting loan rejections despite multiple applications? We help identify the possible reasons and guide you on improving your profile before the next application.

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⭐⭐⭐⭐⭐ Rated 4.9/5 on Google Based on 415+ Customer Reviews

⭐ What Our Customers Say About Sanvika Credit Advisory

Rajesh Adhikari Regional Head (South & West) - Inclusive Finance Institution Lending at RBL Bank

I have availed the financial services and am extremely satisfied with the way the entire process was handled by Santosh. Superb customer experience.

Prafull Deshmukh Senior Project Manager | 18+ Years Experience

I am extremely happy with Sanvika Credit Advisory Pvt. Ltd. The team, Specially Santosh Guptaji guided me in the right way and made the entire process smooth and hassle-free. There were no hidden charges or unnecessary complications. What impressed me the most was the trust and confidence I gained here. In today’s time, such honesty and transparency are truly rare to find. I have availed their services many times and each time I experienced the same level of professionalism and support. I wholeheartedly recommend their services to anyone looking for reliable financial guidance.

Bharat Raval Cluster Head @ SBM Bank India Ltd | 20+ years Sales and Distribution

Mr. Santosh Gupta assisted me on my PL requirement, he guided me on status of every step while processing the loan. Also he was available for phone whenever I called him. Santosh fulfilled my requirement within time and was very transperant about rates and charges. I recommend his services with high note.

Sudhakara Rao Patibandla General Manager at IPS-Mehtalia Pvt. Ltd | 28+ Years Experience

Santosh Gupta's service is amazing. He helped me even after availing Bajaj Hybrid Flexi Loan after 7 years. You can call him any time, and he will reply to you. His service is genuine.

Devyani Baidya Managing Partner, FINTRUST Partner | Former Dy Vice President, Axis Bank (19+ Years)

I had a very smooth and professional experience with Sanvika Credit Advisory Pvt. Ltd. I referred the company to a friend of mine who needed loan urgently. They helped her through the loan process very well and guided her at every step. Highly recommended! Thank you, Santosh Gupta and team!

Sabarinathan Narasimhan Consultant, Medical Writing SME Services | 20+ Years Experience | Tata Consultancy Services

Excellent customer service, they are very prompt in getting things done in short time span. Santosh Gupta was highly supportive and completed my work at lightning speed. Keep up the good work santosh.

Suhas Lad Support Head at AGS Transact Technologies Ltd

Santosh Kumar Gupta ji is a very good loan advisor. He always gives the right suggestion about the loan, as per your requirement. Whenever you want any help related to any queries, he is always available. He never says no to any queries you raise and always works in a positive way towards resolution. I have been in touch with him for more than 10 years. It's really helpful having him as an advisor.

Harsh Gupta Head - CrossBorder Payments @ Cashfree Payments

I had a great experience with Sanvika Credit Advisory Pvt. Ltd. The process was smooth, transparent, and handled professionally. Special thanks to Santosh Gupta for the quick support and genuine advice. Highly recommended!

Vimal Garachh Chief Financial Officer (CFO) | Trejhara Solutions Ltd

Expert Credit advisory and good knowledge about loan products and services support.

Onkar Vaidya Chief Manager – Demand & Supply Planning | Polycab India Ltd | 14+ Years Experience

Very Quick n Fast Service. Santosh Gupta helped my a lot throughout the whole process till loan disbursement. I really appreciate his hardwork. Much recommended!

Prashant Pagare Senior IT Infrastructure & Operations Professional | HDFC Bank | 25+ Years Experience

I have very good expectorant with Santosh and his company. You can trust him for honest advice, correct estimation and best rates. U can vouch for it. Keep it up team.

Supratik Bhattacharya Country Head – Sales | ROXUL ROCKWOOL Technical Insulation Pvt Ltd | 20+ Years Experience

I have been associated with Santosh (Owner of Sanvika advisory) for last 12 years, his Prompt service, clear communication and effective understanding of the needs, help people like us a lot. I wish stantosh and his venture a lot of success

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